EARL F asked:


Is there anyway I could refinance my home to get my mortgage and equity loan combined into one payment at the one of the current lower loan rates?

DEVIN

3 Responses to “I am upside down on my mortgage which includes an equity loan?”

1. RAMIRO on February 5th, 2010 3:34 pm

   DONNELL

   You can’t refi unless you have equity in the house…your pretty much stuck in the 2 loans until you cannot continue to make montly payments anymore…then their may be a loan modification on the first and or second lien…once you miss a couple payments

2. HUMBERTO on February 6th, 2010 4:13 pm

   BERNIE

   You’re joking, right?

3. TODD on February 6th, 2010 5:23 pm

   ERWIN

   You can actually refinance your first mortgage as long as the second will subordinate but there is no way to refinance them both into 1 loan.
   Let me know if you need more info.

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