Feb
8
Is it possible to roll $27K in student loans into a new mortgage loan?
Filed Under Personal Finance | 2 Comments
grkitalsizzlah01 asked:
I plan on buying a house or a condo in the next couple of weeks. Can I roll my student loans of $27,000 into a new mortgage loan to consolidate?
JEFF
I plan on buying a house or a condo in the next couple of weeks. Can I roll my student loans of $27,000 into a new mortgage loan to consolidate?
JEFF
Jan
14
If I have a credit score of 630, and 5% to pay down, how hard should it be for me to get a mortgage loan?
Filed Under Personal Finance | Leave a Comment
Brown_Eyed_Girl asked:
I am looking at houses in the $100-150,000 range. Do you have any advice? I am a first time home buyer and don’t want to get screwed or get into big trouble later down the road!! Thanks!
JOHN
I am looking at houses in the $100-150,000 range. Do you have any advice? I am a first time home buyer and don’t want to get screwed or get into big trouble later down the road!! Thanks!
JOHN
Dec
19
Will my mortgage/loan be affected by CitiGroups’s purchase of Wachovia?
Filed Under Personal Finance | 3 Comments
Ted asked:
My mortgage lender is CitiMortgage. Will my mortgage/loan be affected in any way since CitiGroup purchased Wachovia? Will it have any effect on me financially in any way?
MATT
My mortgage lender is CitiMortgage. Will my mortgage/loan be affected in any way since CitiGroup purchased Wachovia? Will it have any effect on me financially in any way?
MATT
Nov
22
Is a Reverse Mortgage a safe loan?
Filed Under Personal Finance | 3 Comments
MrStevens asked:
My neighbor told me about these reverse mortgage loans and I wanted to ask here if this a safe way to get some cash out of my home. I live in Ft. Lauderdale, Fl. and am retired 6 years now.
NATHAN
My neighbor told me about these reverse mortgage loans and I wanted to ask here if this a safe way to get some cash out of my home. I live in Ft. Lauderdale, Fl. and am retired 6 years now.
NATHAN
Nov
19
Heidi B asked:
we were told at signing if we made pmts on time for a yr we could drop co signer.now they say no unless we refinance.is there any way to get her off the loan?
ARMAND
we were told at signing if we made pmts on time for a yr we could drop co signer.now they say no unless we refinance.is there any way to get her off the loan?
ARMAND
Oct
6
Are there any circumstances that would help qualify a 55 yr old man on disability for a reverse mortgage loan?
Filed Under Personal Finance | 2 Comments
Mary M asked:
The house is completely paid for. He’s unable to work and is not yet receiving social sercurity, although the application is being processed. The mortgage companies will finance a reverse mortgage when the applicant reaches 62. Chronologically he is 55, physically the doctors have put him closer to 70 due to his many, many health and mental conditions.
KRISTOPHER
The house is completely paid for. He’s unable to work and is not yet receiving social sercurity, although the application is being processed. The mortgage companies will finance a reverse mortgage when the applicant reaches 62. Chronologically he is 55, physically the doctors have put him closer to 70 due to his many, many health and mental conditions.
KRISTOPHER
Oct
5
Just Me asked:
I want to build a small house in a rural area but I am single and don’t make a lot of money. Are there any special lower-interest loans available that I might qualify for?
I want to build a small house in a rural area but I am single and don’t make a lot of money. Are there any special lower-interest loans available that I might qualify for?
(If students can get scholorships for school I was thinking there might be special programs out there to help people to buy/build homes. This would not be my first home so I guess I wouldn’t qualify for Fannie Mae)
This is really mportant to me so please let me know if you have any information on mortgage/construction loans that might help me. Thank you!
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Jul
7
can I be sued if I voluntarily let my motor home go to the bank that we have it financed with?
Filed Under Personal Finance | 4 Comments
fun2sun1941 asked:
We have a little savings, can we be made to use that until it is gone? what is the worse thing that can happen?
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We have a little savings, can we be made to use that until it is gone? what is the worse thing that can happen?
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Jun
17
On defered interest mortgage loans, is the defered interest just added or does it gain interest to?
Filed Under Personal Finance | 2 Comments
cj asked:
meaning if my balance is $500,000 and i defer $2500, am i now paying interest charges for $502,500?
I appreciate your concern, however im earning 30% on what im deffering wich is alot more than what is snowballing
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meaning if my balance is $500,000 and i defer $2500, am i now paying interest charges for $502,500?
I appreciate your concern, however im earning 30% on what im deffering wich is alot more than what is snowballing
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Apr
24
Will the prime rate for 20 yr fixed mortgage loans decrease further?
Filed Under Personal Finance | 1 Comment
Praveen Pradeep asked:
My parents are considering refinancing. Should they do it now or wait a few months?
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My parents are considering refinancing. Should they do it now or wait a few months?
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