Archive for the ‘Personal Finance’ Category

Will being on unemployment affect getting a mortgage loan modification?

Posted in Personal Finance on 10/30/2010 07:44 pm by admin
angela m asked:


Our house is going in to foreclosure and we are trying to get a loan modification. My husband found out he is likely to lose his job next month. Will this affect getting a loan modification?

Florence
 

What are my chances of getting past the underwriters on my mortgage loan app?

Posted in Personal Finance on 10/30/2010 03:30 am by admin
tepd02 asked:


The loan officer seems pretty confident, but I don’t know if that matters. We were able to put 20% down, but our “ratios” of income to debt were borderline. I don’t know if the underwriting process is more of a formality, or if it’s their job, not the loan officer’s, to tell us to keep dreaming.

Michele
 

Anyone apply for a mortgage loan modification?

Posted in Personal Finance on 10/09/2010 03:09 pm by admin
biker ***** in Indiana asked:


My daughter is having problems meeting her mortgage note, i saw on tv this morning about a modification, has anyone tried it and what are the steps and what exactly happened in your case?
PLEASE no loan officers or agents reply to this question, i want answers from people who have experienced this PERSONALLY! thnx anyway!

Adrian
 

What is the sup prime mortgage loan crisis?

Posted in Personal Finance on 09/25/2010 01:33 am by admin
Stilllearnin asked:


What is the Prime lending rate? Who are the leading sup prime lenders? Please answer all three questions.

Ricky
 

How would I be able to convince someone to obtain a Mortgage loan?

Posted in Personal Finance on 08/16/2010 01:27 pm by admin
JESS asked:


What kind of information should I tell them to convince them to obtain a loan? Please Professionals with a lot of experience would be helpful and i would really appreciate it.

Jacob
 

Can a US citizen secure a mortgage loan from a Japanese bank for residential or commercial use in the US?

Posted in Personal Finance on 08/09/2010 07:35 pm by admin
SCM asked:


I am researching the topic for a project at school. I thought with the dawning of the computer age, repayment of the loan would be feasible via the internet. But is the process legal? And would any Japanese bank agree to it?

Marjorie
 

If I have a mortgage loan with a principal of around 50,000 and the rate I have is 7.1 %, would it be smart?

Posted in Personal Finance on 07/15/2010 06:08 am by admin
donna asked:


to transfer it a credit card with a 1.9 % interest until the balance is payed off?? It seems like the right thing to do but I don’t know much about mortgage loans vs. credit cards. I understand if I slip up on paying the credit card I would be in deep sh*t.

Debra
 

Refinance my mortgage loan after 6 months?

Posted in Personal Finance on 06/01/2010 12:20 am by admin
KR asked:


I was told by Quicken Loans that I would be able to refinance my 30 yr loan 6 months after I get it.Could this be something bad? It seems too good to be true since most lenders make you wait more. Any one know of any consequences?

Bonnie
 

Can I get a Mortgage Loan after filing for Chapter 13 Bankruptcy?

Posted in Personal Finance on 05/26/2010 04:36 pm by admin
Brianne asked:


I do not own a home, and am thinking about filing for Chapter 13 Bankruptcy. The question I have is, after I am clear and my debts paid, is it impossible to get a loan to buy a home?

Jeanette
 

What are the advantages of using a mortgage loan modification company over doing it yourself?

Posted in Personal Finance on 04/28/2010 11:06 pm by admin
Neil asked:


My payments are unsustainable and I need to deal with it or I’ll be dealing with a foreclosure soon.

Harvey
 
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