Archive for the ‘Credit’ Category

are there mortgage loans that will use only your HiGHEST score?

Posted in Credit on 09/04/2008 04:38 pm by admin
curious1 asked:


I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score?

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What does re-financing mean? Please explain. What happens when a person refinances their home? Do they get?

Posted in Credit on 06/03/2008 12:01 pm by admin
xratedmami05 asked:


money when it is refinanced?
is refinancing a good thing or bad?

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what’s the best way to finance a vehicle with not so great credit?

Posted in Credit on 04/18/2008 09:30 pm by admin
4 Shades of Blue asked:


my husband and I have one running car now…his 13 year old suburban just gave up the ghost last night and we NEED to buy a second car pretty soon. our credit isn’t too great but it’s not terrible either. we own our own home and have never been late on payments and just refinanced 3 months ago. should we look for something new? we don’t have any $ to put down on a car….does anyone know how difficult it is to get into a new or used car without anything down and with not so perfect credit?

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Do student loans show up when applying for mortgage loan?

Posted in Credit on 03/12/2008 06:03 am by admin
Jo asked:


It doesn’t look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying the full amount. Let me know. Please, no guesses – only if you know for sure. Thanks.

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What are the Pro’s and Con’s of getting a Home loan through a Credit Union?

Posted in Credit on 02/29/2008 06:31 am by admin
missy asked:


What is the difference between a Credit Union, Bank, and Finance Company? I think a Finance company charges higher interest but I’m not sure.

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I hear horror stories about credit card debt. Should I really go into the credit card thing?

Posted in Credit on 12/31/2007 05:24 am by admin
yage v asked:


I’m 26 and I have no credit history at all. I’m always needing to make a purchase online like air tickets or internet courses. Right now I am not able to get a loan for school, a home, finance a car, or even get a cell phone. Should I really get a protected card and work from there? If not, what can I do to establish even a wee bit of credit??!!!! I don’t want to go into debt! THANKS

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Is a bank or a credit union better for mortgage loans? I am with a bank and heard that credit unions are a?

Posted in Credit on 11/23/2007 04:49 pm by admin
Mrs. G asked:


better way to get approved for mortgage loans, and are overall better. Is this true?
Thanks!

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