Archive for the ‘Credit’ Category

Does anyone know many % of total loans are done mortgage brokers, mortgage bankers and directly by banks?

laimis99 asked:


I mean what is the market share of each of them?

Pedro
 

What are good indicators for future mortgage loan interest rates?

B Jones asked:


Looking to lock a interest rate in the next week. I can lock at just under 5% today, but could have locked at 4 7/8% one day last week.

Vivian
 

My credit score is at 680, but I need it at 700 to get a mortgage loan. Any way to raise my fico score fast?

hkropog asked:


We need to close on the loan by Feb. 1st. We are selling our house and paying off our debt with the proceeds from our sale. Will this raise our score? Would it be better to pay off credit cards (we have two with $1400 balance each. Or pay off two bank loans (one for a car and one for a consolidation loan)?

Dustin
 

I have been approved for a mortgage loan when is the best time to lock the interest rate?

pichon asked:


I am currently waiting for the bank to respond to the offer that I submitted last Friday. If they accept m y offer when is the best time to lock my interest rate to assue a good interest rate. Last Friday it was 6.175. THANKS

GORDON
 

Can a PA Realtor also work as a Mortgage Loan Officer ?

KC asked:


Can the Realtor be independently doing a seperate business offering mortgages, loan products ?
Thank you for your answers.
Is there any law which allows /does not allow this? Thank you for your reply.

RAMON
 

My credit report says i have a mortgage loan?

Ricki R asked:


Okay I just turned 18 not to long ago soo I was applying for some things and could not understand why I was rejected each time and for some reason they said I have a mortgage loan from when i was 15 Which is impossible it said 2005 which it is 2009 now.

So how do I fix this!?

TROY

 

Will my mortgage/loan be affected by CitiGroups’s purchase of Wachovia?

Ted asked:


My mortgage lender is CitiMortgage. Will my mortgage/loan be affected in any way since CitiGroup purchased Wachovia? Will it have any effect on me financially in any way?

JIMMY
 

where is the most likely place to get a home equity loan on a mobile home?

kfoust71 asked:


i cannot, at this time find a single finance insitution that will offer any loan on a mobile home

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How can lenders offer $200,000 mortgage loans without a ssn number?

Poppy asked:


How can they make sure you have good credit and that your not just going to walk away from the loan?

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Best Mortgage company to get approved for home loan?

c murk asked:


My husband has limited credit (590 credit score) But nothing bad on his credit. Does anyone know which mortgage company is most likely to approve us for a loan as first time homebuyers and 100% financing?

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