Praveen Pradeep asked:


My parents are considering refinancing. Should they do it now or wait a few months?

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Jeremy T asked:


I am using VA Approved Loan, 100% financing, in San Diego Ca. I want to purchase a place that is a good deal but has had the drywall removed and needs the repairs done, which I will be doing myself. Is this a possibility and if so how?

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Brandon E asked:


I’m current on my note. This is just a general question. I know about foreclosure for non-payment. I’m asking a hypothetical question. Can a mortgage company arbitrarily call in their home loans anytime they want and for any reason? or under what circumstances can they call in a mortgage loan, other than default?

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4 Shades of Blue asked:


my husband and I have one running car now…his 13 year old suburban just gave up the ghost last night and we NEED to buy a second car pretty soon. our credit isn’t too great but it’s not terrible either. we own our own home and have never been late on payments and just refinanced 3 months ago. should we look for something new? we don’t have any $ to put down on a car….does anyone know how difficult it is to get into a new or used car without anything down and with not so perfect credit?

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Blitz asked:


I need some advice desparately. I am trying to get financed for a loan and am running into a problem and am not sure if I am dealing with people who don’t know what they are doing. I purchased a house in 2000. In 2003 my mortgage company (Bank A) sold my loan to another bank (Bank B). Bank B had my loan until 2005 - I sold the house. The finance company that is looking to fiinance me now (Bank C) is asking Bank B to provide them with three years of pay history and are expecting Bank B to give them Bank A’s information. Well, Bank B won’t give it to Bank C, but Bank A no longer exists. This is holding up the approval for my loan, so my questions are (1) do banks expect all banks to divulge other bank’s information like this and is is normal practice (2) why would this hold up my approval everything else is a go (3) should I be looking for another bank or is there validity to what Bank C is doing. Anyone know how this works?

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steve t asked:


Most mortgage companys won’t talk to you if the loan amount is less than $120k.

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Shizzle asked:


My wife and I both have good jobs, and combined we bring in $52,000 a year before taxes. We live in Rocky Mount, NC and currently pay $725 dollars a month for rent. . We feel we are stable enough to purchase our first home. I know you normally need good credit, and a hefty down payment for this to happen. We dont have any money saved for a down payment but could scrape together about $1,000. I have been reading about 100% financing, but what does this really mean? My wife works for a bank and has explained to me that we cannot and will not do an ARM loan. Will going to different lenders ruin my beacon score, like when you look for a car? Would a housing program help us out? Will any banks take a chance on us? Please help! I would like to begin the process of home ownership before our second child comes in January. All advice is welcome. The Facts: 1. Both Husband and wife have credit scores below 520 2. Combined income $52,000/yr. 3. $725 in rent 4. Baby on the way

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wintermess asked:


I am a business graduate, have many years experience in finance, office work and customer service. I am looking for a job that would allow me to work from my home office. I type 65+ wpm and 12,000 ksph. I want to work for a company that actually requires a degree or experience and qualification and a resume that they verify. I live in the knoxville tn area and could come in for training and/or meetings etc…
Thanks I am a business graduate, have many years experience in finance, office work and customer service. I am looking for a job that would allow me to work from my home office. I type 65+ wpm and 12,000 ksph. I want to work for a company that actually requires a degree or experience and qualification and a resume that they verify. I live in the knoxville tn area and could come in for training and/or meetings etc… I am not willing to pay for anything and I am not desperate for work and can spot something that is not legitimate quite easily. That is the problem I am having a hard time finding too many legitimate ones.
Thanks

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